Money-Smart Report

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Start getting debt free with our 3 simple steps

1Tell us a little about your situation by filling in our free online money-smart report.
2One of our money advisors will help you understand where your money is going.
3We'll find the right solution for you, and give you the support you need to become debt free.

Continue

Where do you live?

England

Northern Ireland

Scotland

Wales

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What is your residential status?

Homeowner

Tenant

Living with parent

Other

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Have you experienced any of the following?

Missed Payments

Demand from lenders

Bank Charges

Affected Lifestyle

Bailiff or Court Action

None of these

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How many lenders do you owe?

2 - 3

4 - 5

6 - 7

8 - 9

10+

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i How much do you owe your lenders in total?

Under
£2,000

£2,000 - £5,000

£5,000 - £10,000

£10,000 - £15,000

£15,000 - £20,000

Over £20,000

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i And how much are you paying them each month?

Nothing
at the moment

£1 -
£200

£200 - £400

£400 - £600

£600 - £1,000

Over £1,000

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i Are you paying towards any other debts each month?

£1 -
£100

£100 - £300

£300 - £500

£500 - £1,000

Over £1,000

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i How much are you spending on household bills each month?

Nothing

£1 -
£100

£100 -
£300

£300 -
£500

£500 -
£700

Over £700

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i How much do you spend on shopping each month?

£0
- £100

£100 -
£200

£200 -
£400

£400 -
£600

£600 -
£800

Over £800

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i How much are you spending on travel costs each month?

Nothing

£1 -
£50

£50 -
£100

£100 -
£200

£200 -
£300

Over £300

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i How much are you spending on childcare costs each month?

Nothing

£1 -
£100

£100 -
£200

£200 -
£300

£300 -
£400

Over £400

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i How much do you spend on day-to-day living each month?

Nothing

£1 -
£50

£50 -
£100

£100 -
£150

£150 -
£200

Over £200

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i How much do you spend on TV, internet & phone each month?

Nothing

£1 -
£40

£40 -
£60

£60 -
£100

£100 -
£150

Over £150

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i About how much rent or mortgage do you pay monthly?

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i What do you earn each month after tax?

Include both your own and your partner's income if applicable.

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i And do you receive any benefits?

If you're currently not receiving benefits, just click next.

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Do you have any assets over £1,000?

Yes

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i Please tell us your first name

There's just a few more details needed to send your full report.

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i Please tell us your email

You'll receive an email with your full report for safe keeping.

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i Now we are in final step

So an advisor can talk you through your options.

Fill Out Our Form

Do you qualify for Debt Relief? Let's find out! Fill out our form, our experts will take a look and we'll find a solution for you.

Speak To Expert Advisors

Speak to an experienced Debt Management Advisor Today! Once you've filled out our easy Go Away Debts form, we'll lend you some expert advice from our experienced advisors.

Debt Relief 24/7

An IVA may or may not be the right decision for you. We're giving professional and responsible advice 24 hours a day.

Can I Get Rid Of Debt With An IVA?

How To Get Rid Of Debt
If your debts are mounting up and you're struggling to make repayments, you may be eligible for an IVA (Individual Voluntary Arrangement). With an IVA, it's possible to reduce your debt by writing off a percentage of the total, and then making affordable monthly payments.

What Is An IVA?
An IVA stands for an Individual Voluntary Arrangement. An IVA is an agreement between you and your creditors to pay all or part of your debt. Based on your circumstances, you agree to make regular affordable payments until you're debt free! The average term for an IVA is 60 months.

Get STarted

How Do We Work?

We will analyse your debt and personal situation

We will suggest a solution for you

We will advise you how to set up the solution

We will be there to support you

Before

Payday Loan £900

Credit Card £5,200

Council Tax £2,600*

Personal Loan £1,500

Store Card £850

Total Unsecured Debt £11,050

View More Details

After

All debts are included, once in the plan you can write off a percentage of your current debt.

One monthly payment that depends on the amount of Debt and affordability of the client.

For all debts that are included one monthly fee of £80-100

Stop creditors calling you.

View More Details

Money-Smart Report

Start getting debt free with our 3 simple steps

Where do you live?

What is your residential status?

Have you experienced any of the following?

How many lenders do you owe?

i How much do you owe your lenders in total?

i And how much are you paying them each month?

i Are you paying towards any other debts each month?

i How much are you spending on household bills each month?

i How much do you spend on shopping each month?

i How much are you spending on travel costs each month?

i How much are you spending on childcare costs each month?

i How much do you spend on day-to-day living each month?

i How much do you spend on TV, internet & phone each month?

i About how much rent or mortgage do you pay monthly?

i What do you earn each month after tax?

i And do you receive any benefits?

Do you have any assets over £1,000?

i Please tell us your first name

i Please tell us your email

i Now we are in final step

Confirm Submission

Fill Out Our FormDo you qualify for Debt Relief? Let's find out! Fill out our form, our experts will take a look and we'll find a solution for you.

Speak To Expert AdvisorsSpeak to an experienced Debt Management Advisor Today! Once you've filled out our easy Go Away Debts form, we'll lend you some expert advice from our experienced advisors.

Debt Relief 24/7An IVA may or may not be the right decision for you. We're giving professional and responsible advice 24 hours a day.

Can I Get Rid Of Debt With An IVA?

How Do We Work?

We will analyse your debt and personal situation

We will suggest a solution for you

We will advise you how to set up the solution

We will be there to support you

Before

After

Fill Out Our Form

Do you qualify for Debt Relief? Let's find out! Fill out our form, our experts will take a look and we'll find a solution for you.

Speak To Expert Advisors

Speak to an experienced Debt Management Advisor Today! Once you've filled out our easy Go Away Debts form, we'll lend you some expert advice from our experienced advisors.

Debt Relief 24/7

An IVA may or may not be the right decision for you. We're giving professional and responsible advice 24 hours a day.